Housing Aid and Insurance Vital for Social Future

Some Tents, were built for the victims of Gongolamboto Bombs in Tanzania.

Some Tents, were built for the victims of Gongolamboto Bombs in Tanzania.

*Government and private industry urged to look toward bettering aid for benefit of society

IN recent years, Tanzania has struggled towards bettering society through social improvements such as infrastructure, health, and housing. However, issues such as natural or unpredictable disasters still affect communities nationwide to where many families and homes are left destroyed with little solutions such as homeowner’s insurance or reliable government assistance in place to rebuild without great inconveniences on the part of community members.

Due to unpredictable disasters, Tanzania made laws for the Coordination of Disasters and Assistance No. 9 of 1990, with minor limitations of the law. The Disaster Control Guide was established also under the Office of Prime Minister with plans to involve various sectors, institutions and groups which would help control disasters and their outcomes.

Therefore, government systems are in place to house citizens after disaster strikes, such as the Tanzania Disaster Relief Committee (TANDREC) compensated the victims of the Mboto and Mbagala bombings in 2009 and 2011.

However, many victims of were left to remain in tents for months after, much like the recent flood victims earlier this year who are still displaced in tented housing as a result of the intense floods in Dar es Salaam. Despite the different commissions and sectors created in 1990, conditions and processes are still inadequate and people do not feel supported.

Country Manager of Lamudi, Godlove Nyagawa, stated that, “Accommodation for victims is something to take seriously as there is little consideration to rebuild communities in a timely manner. Oftentimes victims are compensated by receiving plots, houses, or funding, yet other victims find themselves living in tented housing for extended periods of time. We want to avoid this as it will cause a chain reaction of other social services faltering for those communities, such as education opportunities for children, health conditions and the risk of spreading disease, etc.”

“The best way to avoid this of course is to have solid foundations and infrastructure as preventative measures. We also must encourage private home insurance for all income levels so when unexpected disasters occur, the home owners are not left to rely on family or government.”

There are a few property insurers in Tanzania, and as the middle class rises and the real estate market formalizes, we expect to see an increase in property insurance companies as well as encouragement to establish continued and better solutions to disasters in lower income areas.

Homeless Center in Dallas

Homeless Center in Dallas

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